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builder's risk insurance
Builder's risk insurance is a special type of property insurance which indemnifies against damage to buildings while they are under construction.〔''The Architects Handbook of Professional Practice, Twelfth Edition'', American Institute of Architects〕 Builder's risk insurance is "coverage that protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause."〔(【引用サイトリンク】title=Builder's Risk Insurance: Specialized Coverage for Construction Projects )〕
== Necessity ==
Buildings are subject to many different risks while under construction. They may catch fire, be damaged by high winds, or fall victim to other force majeure. A principle of common law is that any new construction or other improvement to land becomes property of the owner of the land - the title holder - once there has been an "improvement" to the owner's site. Builder's risk insurance indemnifies against some of these losses.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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